How Mobile Deposit Works
Snap both sides, confirm amount, submit in app. Your funds are typically available after standard hold.
Banking. Your Way.
Banking built
for your everyday money moments
Open accounts, move money, and earn rewards with secure, mobile-first tools today.
2K+
ATMs Nationwide
120+Community partners
90%
Mobile satisfaction
40+Years serving
What is Smart Banking?
Understanding APY and APR
APY shows deposit growth with compounding. APR shows borrowing cost before fees and monthly compounding.
Protect against account fraud
Enable two-factor authentication, set transaction alerts, lock your card instantly, and report suspicious activity.
Business cash management
Streamline ACH payables, receivables, and wires, auto-sweep excess funds, and reconcile faster with bank feeds.
Trusted by Customers & Communities Nationwide
From everyday checking to treasury services, GoFinancial delivers secure, transparent banking with tools that fit how you bank today.
- ✓ 40+ years of regional expertise
- ✓ FDIC member; deposits insured to legal limits
- ✓ 24/7 US-based customer support
- ✓ Zero liability debit card protection
- ✓ FICO® score monitoring in-app
What people
Usually Ask
How do I open an account?
What’s my routing number?
When are my mobile checks available?
Most deposits clear within one to three business days. Larger or new account deposits may require extended holds under standard policies, though.
Do you support Zelle® and ACH transfers?
How are my deposits insured?